Rates

Rates are subject to change.

Risk-Based | Loans | Savings | Share Certificates

Loans
Interest
Rate
APR* Term Payment per $1,000

STAFFORD STUDENT LOANS (adjusted quarterly) 6.8 6.8 n/a Calculator

PLUS LOANS (adjusted annually) 8.5 8.5 n/a Calculator

MOTORCYCLE LOANS (NOT OVER 4 YEARS) 9.25 9.25 36 Calculator

MOTORCYCLE LOANS (NOT OVER 4 YEARS) 9.75 9.75 48 Calculator

MOTORCYCLE LOANS (NOT OVER 4 YEARS) 10.25 10.25 60 Calculator

REAL ESTATE LOANS N/A N/A N/A

HOME EQUITY LOANS **
6.00%

6.50%

7.00%

7.50%

7.75%

6.00%

6.50%

7.00%

7.50%

7.75%

5 yr

10 yr

15yr

20 yr

30 yr

Calculator

HOME IMPROVEMENT LOANS **(OVER $20,000) 7.50% 7.50% 60 Calculator

RESIDENTIAL LOT LOANS **(THREE-YEAR BALLOON NOTE AMORTIZED FOR 10 YEARS) 5.75% 5.75% 36 Calculator

*APR= Annual Percentage Rate

Click HOME LOANS FOR HOME LOAN RATES.

The rates shown here are effective as of 08/13/2007. Rates are based on qualified credit and term.
Rates and terms are subject to change without prior notice; other restrictions may apply.
The final APR on Personal Loans may vary based on application fees that are charged to process your application. LFCU reserves the right not to charge the fees for promotional, dealerships indirect, or internet loans.
**The final APR on Real Estate Loans may vary based upon customary fees and closing costs which are treatable as interest when calculating your final APR.
Real Estate Loans are subject to closing costs and appraisals.
Call one of our Real Estate Loan Officers for more information.

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Savings Dividend Rate APY* Term

REGULAR SAVINGS .70 .70 n/a

MONEY MARKET MIN. $2,500-$9,999 1.30 1.31 n/a

MONEY MARKET $10,000-$24,999 1.50 1.51 n/a

MONEY MARKET 25,000-49,999 1.70 1.71 n/a

MONEY MARKET 50,000 & OVER 2.00 2.02 n/a

IRA'S 2.10 2.12 n/a

A+ CLUB CHECKING ACCOUNT .60 .60 n/a

REGULAR CHECKING .60 .60 n/a

*APY= Annual Percentage Yield

The rates shown here are effective as of 03/20/2008. Dividend rate and APY are subject to change without prior notice. Withdrawal transactions will cause a reduction in earnings.

Shares is $300.00 * Regular Checking is $500.00 * A+ Club Checking is $500.00 * Pinnacle Checking $500.00

Minimum Account opening deposit:
Shares $25.00 * Regular Checking $25.00 * A+ Club Checking $50.00 * Pinnacle Checking $50.00
IRA $250.00

Fees could reduce the earnings on these accounts.

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Free Checking $50.00

Share Certificates Dividend Rate APY* Term

Share Certificate (6 mths)

2.25

2.28

6

Share Certificate (12 mths) 2.40 2.43 12

Share Certificate (18 mths) 2.20 2.22 18

Share Certificate (24 mths) 2.20 2.22 24

Share Certificate (36 mths) 2.20 2.22 36

Share Certificate (48mths) 2.20 2.22 48

Share Certificate (60 mths) 2.20 2.22 60

*APY= Annual Percentage Yield

The rates show here are effective as of 04/02/2008. Dividend rate and Annual Percentage Yield are subject to change without prior notice. Withdrawal transactions will cause a reduction in earning. A penalty will be imposed for early withdrawal.

Minimum requirement to open a CD is $1,000.
Call for details.
Fees could reduce the earnings on these accounts.

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